Small Businesses are Scrambling to Find Working Capital, According to New Q3 2016 PCA Results

Despite steady increases in access to credit since 2012, when the study began, and an increase in demand for credit compared to the same time last year, small businesses are scrambling to secure working capital, according to the third quarter 2016 Private Capital Access (PCA) Index report.

Alternative Lending Through the Eyes "Mom & Pop" Small-Business Owners

Federal Reserve Bank of Cleveland

August 2015

Alternative Lending Through the Eyes of "Mom & Pop" Small-Business Owners

The online alternative lending industry is reportedly growing rapidly, and recent surveys indicate that small businesses are increasingly borrowing from these online sources that tout quick funding and less-stringent borrower requirements.