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Welcome NerdWallet customers!
Credibility Capital offers transparent, fully amortizing term loans up to $400,000 that are paid in fixed monthly payments over 1, 2 and 3-year terms. Rates start at 7.99% and there are no prepayment penalties or other hidden fees.
We've partnered with industry leaders
Quick, Easy Process
Submit a short online application and let us do the rest. Decisions are made within days and all fees and rates are clearly spelled out. So you can focus on growing your business instead of worrying about hidden costs.
If you wish to speak to a dedicated loan specialist directly, please call (973) 718-9100 Monday–Friday, 9am-6pm EST.
Note: Credibility Capital performs a "soft" personal credit inquiry as part of our commercial underwriting process. Soft inquires DO NOT affect personal credit scores.
WHAT OUR CUSTOMERS ARE SAYING
"Superb service, simple process, lightning-fast funding. Too bad all businesses aren't run like this."
- John, Owner, Vibe Kayaks LLC
"Credibility Capital was extremely professional. I cannot say enough great things about them. I would recommend them to any small business owner looking to grow their business."
- BRIAN, OWNER, DYNASTY ELEGANCE LLC
"Credibility Capital made the process straightforward with no hoops to jump through. It was almost too good to be true except it was true."
- Robert, owner, village spirits llc
"Thank you for all your help and quick response to processing our loan. We look forward to working with you again in the future - it is good to have a lender you can rely on and work with over the years."
- JAMES, COO, SVETNESS LLC
"These folks were wonderful to deal with. I received excellent service and feel that my business was given the needed funding that will allow me to grow. They are a dream to work with and do not bait you with false promises."