We are seeking a junior credit analyst to join Credibility Capital, a small business lender. This is a junior level position and is ideal for an individual with a quantitative background who is interested in the small business landscape, underwriting and risk management. This role is located at our brand new headquarters in Newark, NJ. Please send inquiries to Alexy Scholl at ascholl@credibilitycapital.com.

About this role

The Jr. Credit Analyst will:

  • Work with senior underwriters to decision loan applications

  • Review financial statements and perform cash flow analyses

  • Regularly converse over the phone with applicants and customers as needed

  • Work collaboratively with other groups e.g., the Sales, Operations, Finance and Engineering teams


Who we're looking for

  • Strong quantitative skills and a degree in a quantitative field

  • Strong Excel, Word, PowerPoint, and Google Docs skills required

  • Excellent interpersonal and communication skills

  • Comfortable speaking with applicants and customers on the phone

  • Ability to thrive in a fast-paced startup environment

  • Previous lending experience is a big plus


What we offer

  • Opportunity to join a fast-growing, early stage company

  • Chance to join a team of hard-working, smart, collaborative individuals who value new ideas and diverse approaches

  • Competitive compensation and benefits, including paid time off, medical and dental


About Credibility Capital

Founded in 2013, Credibility Capital is a technology-enabled lending platform matching high quality small businesses interested in fair, transparent financing with low-APR loans. We are proud of our best-in-class product and genuinely work to help small businesses grow. Credibility Capital is looking for smart, motivated self-starters to help change the way small businesses access capital.