in partnership with

Welcome EnrichHER customers!

Credibility Capital offers transparent, fully amortizing term loans up to $350,000 that are paid in fixed monthly payments over 1, 2 and 3-year terms. Rates start at 8% and there are no prepayment penalties or other hidden fees.

We've partnered with industry leaders

Quick, Easy Process


Submit a short online application and let us do the rest. Decisions are made quickly and funding can be available within days.  Interest rates and APRs are spelled out clearly so you can focus on growing your business.

If you wish to speak to a dedicated loan specialist directly, please call (973) 718-9100 Monday–Friday, 9am-6pm EST.

Note: To check your rate, Credibility Capital performs a "soft" personal credit inquiry as part of our commercial underwriting process. Soft inquires DO NOT affect personal credit scores.



“They have been fantastic to work with. The documents requested to support the application made sense. The phone conversation with the underwriter was professional. The questions asked by the underwriter fit with what was expected. The timelines they gave to come back with answers were exactly as specified. Once the loan was approved and I signed the documents, they transferred funds into my account the next day. I have been very impressed with my experience. I would not hesitate to use Credibility Capital in the future.”

- Whitney Sutton, Owner, Illusions Food Company

“The team was well-informed and extremely helpful. The security during the transaction was excellent — the process was streamlined and without difficulty. I can highly recommend them.”

- Lise H, Owner, Hudson Family Law

“Excellent and efficient!”

- Dr. Mary Cresseveur-Reed, owner, Mary Cresseveur-Reed, D.D.S., LLC

“Was an easy process start to finish!”

- Katie, Owner, Lemon and Lace Studios

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