We are seeking a Credit Analyst to join Credibility Capital, a small business lender. This is a junior level position and is ideal for an individual with a quantitative background who is interested in credit analytics, the small business landscape and risk management. See below for further details. Please send inquiries to Alexy Scholl at

About this role

  • Monitor application trends and loan book performance to improve underwriting and portfolio management strategies
  • Evaluate potential new data sources for use in underwriting decisioning
  • Maintain master data sets to allow for quick internal and external (investor) reporting
  • Work collaboratively with other groups e.g., the Sales, Operations, Finance and Engineering teams

Who we're looking for

  • Strong quantitative skills and a degree in a quantitative field
  • Experience in at least one statistical language e.g., MATLAB, R, Python, SAS
  • Excellent interpersonal and communication skills
  • Comfortable speaking with applicants and customers on the phone
  • Ability to thrive in a fast-paced startup environment
  • Previous lending experience is a big plus

What we offer

  • Opportunity to join a fast-growing, early stage small business lender
  • Chance to join a team of hardworking, smart, collaborative individuals who value new ideas and diverse approaches
  • Competitive compensation including generous benefits

About Credibility Capital

Credibility Capital is an online lender focused on prime credit small business borrowers. In today's banking environment, obtaining financing can be difficult for a majority of these businesses, even for those with good credit histories and strong balance sheets. Our platform matches businesses with institutional investors to fund loans ranging from $10,000 to $350,000. Our investors include banks, hedge funds, family offices and insurance companies with an appetite for current income that are making substantial allocations to this emerging asset class. Borrowers are sourced directly by our partners such as Dun & Bradstreet.