We love small businesses.


Credibility Capital provides low-cost financing solutions to successful small businesses, without the collateral requirements or hassle and endless paperwork of SBA and conventional bank loans.

We deliver a fast, seamless, fully digital experience. We will provide an immediate indication of eligibility, conduct final underwriting, and fund your loan in as little as 3 days from application.

We offer attractive loan terms:

  • Installment loan: Low, fixed monthly payments. Interest rates on 5-year loans start at 9.49%. Up to $500,000.
  • Line of credit: Two-year interest-only draw period, followed by a 3-year payback period. Up to $250,000.

Credibility Capital is the trustworthy source for small business credit. Our Trustpilot rating of customer satisfaction is 4.9 on a 5.0 scale, and we have an A+ rating from the Better Business Bureau.


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Credibility Capital Inc. BBB Business Review
Credibility Capital Inc. BBB Business Review